Support GoodVision with a Qualified Charitable Distribution from Your IRA

A tax-smart way to make a lasting impact while meeting your required minimum distribution obligations.

What is a Qualified Charitable Distribution?

A Qualified Charitable Distribution (QCD) allows individuals aged 70½ or older to donate directly from their traditional IRA to GoodVision USA. The contribution goes straight from your IRA custodian to our organization—never passing through your hands—and can be excluded from your taxable income.

Key Benefits

• Reduce taxable income: Donations up to $108,000 annually (2025 limit, indexed for inflation) are excluded from your taxable income
• Satisfy your RMD: QCDs count toward your Required Minimum Distribution if you’re subject to RMD rules
• No itemization needed: You benefit even if you don’t itemize deductions
• Direct impact: Support life-changing vision care programs that break cycles of poverty

Who Can Make a QCD?

• Individuals aged 70½ or older
• Owners of traditional IRAs (QCDs are not available from Roth IRAs or employer-sponsored retirement plans)
• Those seeking a tax-efficient alternative to cash donations

Many of our donors use QCDs as a strategic way to support GoodVision while managing their tax obligations.

Important Requirements

• Direct transfer: The distribution must go directly from your IRA custodian to GoodVision USA—not to you first
• No benefit received: You cannot receive goods, services, or benefits in exchange for the gift
• Timing matters: Distributions must be completed by December 31 to count for the tax year
• Documentation: Keep your IRA statement showing the distribution for your tax records
• No additional deduction: Because the distribution is excluded from income, you cannot also claim it as a charitable deduction

Please consult your tax advisor to confirm how QCDs apply to your specific situation.

For more details on QCDs, visit IRS.gov.

How to Make a QCD to GoodVision USA

Step 1: Contact Your IRA Custodian

Inform them you want to make a Qualified Charitable Distribution to GoodVision USA
Request their specific forms or process for QCDs (some custodians offer electronic transfers, while others mail checks)

Step 2: Provide Our Information

Payable to: GoodVision USA (the check must be made payable to us, not to you)
Mail to: PO Box 600121, Newton, MA 02460
Attn: Matt Gianino

Step 3: Notify Us

Once your custodian processes the distribution, please let us know so we can properly acknowledge your gift and provide documentation for your records

Questions?

Contact Matt Gianino, Executive Director, to discuss how a QCD can support your charitable goals or to learn more about GoodVision’s programs.

Email: matt.gianino@goodvision.org
Phone: 617-798-7986

Thank you for considering a Qualified Charitable Distribution to GoodVision USA. Your support helps us provide affordable, dignified vision care to underserved communities worldwide.